Terms of Service

2. The Service

flxedfloat.us is an independent editorial media platform providing informational reviews, guides, news, and analysis related to online banking and fintech services. We do not offer financial products, banking services, or investment advice, and nothing on this Site constitutes a recommendation to purchase or use any financial product.

3. User Accounts

If you create an account on the Site, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You agree to provide accurate, current information and to notify us immediately of any unauthorized access. We reserve the right to suspend or terminate accounts that violate these Terms.

4. No Orders or Payments

flxedfloat.us is a free-to-read editorial publication. We do not process orders, accept payments for goods, or facilitate transactions between users. Any sponsored or affiliate content is clearly disclosed in accordance with applicable advertising standards.

5. Intellectual Property

All content on the Site — including articles, reviews, graphics, logos, and design — is the exclusive property of flxedfloat.us or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Prohibited Use

You agree not to use the Site for any unlawful purpose, to transmit harmful or malicious code, to scrape or harvest content without authorization, or to attempt to gain unauthorized access to any part of the Site or its infrastructure. Violation of this section may result in immediate termination of access and legal action.

7. Disclaimers

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. flxedfloat.us does not warrant that the Site will be uninterrupted, error-free, or free of viruses.

8. Limitation of Liability

To the fullest extent permitted by law, flxedfloat.us and its officers, editors, and affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of or inability to use the Site. Our total liability for any claim shall not exceed one hundred US dollars ($100).

9. Termination

We reserve the right to suspend or terminate your access to the Site at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, third parties, or the integrity of the Site. Sections 5, 7, 8, and 10 survive termination.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Delaware.

11. Contact Us

If you have questions or concerns about these Terms of Service, please reach out to us directly:

These Terms of Service were last updated on June 1, 2025. We may revise these Terms from time to time; the revised version will be effective when posted. Please review this page periodically for changes.