Legal

Privacy Policy

Effective date: January 1, 2025  · Last updated: June 10, 2025

flxedfloat.us ("we", "our", "us") is committed to protecting your privacy. This policy explains what data we collect, why we collect it, and how you can exercise your rights as a visitor to our independent online banking guide.

1Information We Collect

We collect information you provide directly, such as your name and email address when you subscribe to our newsletter or contact us.

We automatically collect usage data including your IP address, browser type, pages visited, and time spent on our site via cookies and analytics tools.

We do not collect sensitive financial data or payment information.

2How We Use Your Information

To deliver and improve our editorial content, newsletters, and services.

To analyze site performance and understand how visitors engage with our guides and reviews.

To respond to inquiries and send service-related communications — we do not sell your data to third parties for marketing purposes.

3Cookies & Tracking Technologies

We use first-party and third-party cookies for analytics (e.g., Google Analytics), session management, and personalized content delivery.

You may manage or disable cookies through your browser settings or via our Cookie Preference Center; disabling cookies may limit certain site functionality.

For full details, see our Cookie Policy at flxedfloat.us/#/cookies.

4Third-Party Services

We work with trusted service providers including Google Analytics, Mailchimp, and hosting partners who process data solely on our behalf under strict confidentiality obligations.

Our site may contain links to external banking and fintech platforms; their privacy practices are governed by their own policies and we are not responsible for them.

We may display contextual affiliate links; clicking them may be tracked by those third-party platforms.

5Your Rights (GDPR & CCPA)

  • Access: request a copy of the personal data we hold about you.
  • Rectification: ask us to correct inaccurate or incomplete data.
  • Erasure: request deletion of your personal data ('right to be forgotten').
  • Portability: receive your data in a structured, machine-readable format.
  • Opt-Out (CCPA): California residents may opt out of any sale of personal information — we do not sell personal data.
  • To exercise any right, email us at privacy@flxedfloat.us. We will respond within 30 days.

6Data Retention

We retain personal data only as long as necessary to fulfil the purposes described in this policy or as required by law.

Newsletter subscriber data is retained until you unsubscribe; analytics data is retained for up to 26 months and then anonymised.

7Security

We implement industry-standard technical and organisational measures — including TLS encryption, access controls, and regular security reviews — to protect your data.

No transmission over the internet is 100% secure; we cannot guarantee absolute security but we promptly address any identified vulnerabilities.

8Children's Privacy

flxedfloat.us is not directed to individuals under the age of 16.

We do not knowingly collect personal data from children. If you believe a child has submitted data to us, contact privacy@flxedfloat.us and we will delete it promptly.

9Changes to This Policy

We may update this Privacy Policy periodically; the 'Last Updated' date at the top of this page will reflect any revisions.

Continued use of flxedfloat.us after changes are posted constitutes acceptance of the updated policy. For material changes, we will provide a prominent notice on the site.

10Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact our privacy team:

Email: privacy@flxedfloat.us | Postal: flxedfloat.us, Data Privacy Team, 1 Financial District, New York, NY 10004, USA.

Questions about your privacy?

Reach our privacy team at privacy@flxedfloat.us — we respond within 30 days.

flxedfloat.us

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Mailing Address

Suite 400, 1201 N Orange St,
Wilmington, DE 19801, USA

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Published by flxedfloat.us Media. Content is for informational purposes only and does not constitute financial advice.

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